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Via an amendment to Assembly Bill 2501, California Assembly Banking and Finance Chair Monique Limon has introduced sweeping forbearance legislation that could affect single-family and multifamily mortgages, auto-secured funding, Property Assessed Clean Energy (SPEED) financing, and payday advances. Called the COVID-19 home owner, Tenant, and customer Relief Law of 2020, the bill offers up mandatory long-lasting forbearances; prohibitions on foreclosures, evictions and repossessions; and mandatory re re re payment plans and charge restrictions on payday advances. The bill would just just take effect that is immediate carry on in effect until 180 times following the Governor declares that the crisis pertaining to COVID-19 has ended. Particular Limitations The bill would prohibit mortgagees, mortgage servicers and similar parties from commencing or prosecuting any judicial foreclosure action or recording a Notice of Default, and from taking any steps to evict tenants following a foreclosure with respect to residential mortgage loans.
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